Transamerica, a well-recognized name in the investment world, offers five among its 224 mutual funds that stand out for investors seeking a diversified and durable nest egg.

The five funds, which have holdings ranging from 澳洲幸运5官方开奖结果体彩网:municipal bond funds to 澳洲幸运5官方开奖结果体彩网:emerging market debts, offer a choi🥀ce of different investment strategies suitable for weathering different economic conditions. In this article, we provide the specifics of each fund and then describe how they can help you form a well-rounded retirement portfolio.

1. Transamerica Intermediate Muni Fund (TAMUX)

This bond fund provides tax-free income from 澳洲幸运5官方开奖结果体彩网:municipal government bonds from across the U.S.

Morningstar has granted this fund two stars; its expense ratio is 0.66%. Since its inception in 2012, the fund has consistently outperformed the Bloomberg Muni Managed Money Intermediate Index.

2. Transamerica Sustainable Equity Income Fund (TDFꦿꦯAX)

This fund holds 35 to 50 companies in the large- and middle-cap space. The fund aims to provide several avenues for returns through a combination of dividend yield, dividend growth, and capital appreciation.

The largest sectors represented are finance, industry, and information technology. Most holdings are domestic. As a long-term slice of a retirement portfolio, it should provide a relatively stable income at modest risk. However, the fund expense ratio is relatively high at 1.03%, and its Morningstar rating is just one star.

3. Transamerica Large Cap Value Fund (TWQAX)

At first glance, the Transamerica Large Cap Value Fund might look like the Sustainable Equity Income Fund, with a small number of predominantly domestic stocks in the large-cap space, but the holdings are significantly different. This fund aims for value over dividends, making it a suitable minority part of a portfolio seeking overall capital preservation and growth.

The largest sectors represented are finance, healthcare, and industry. Almost all holdings are domestic. The expense ratio is 1.0%. Morningstar gives this fund three stars.

4. Transamerica High Yield Bond Fund (IHIYX)

This bond fund carries higher risk but provides superior returns over safer prospects. It has had some outstanding years (e.g., 2016 with 14.13% growth), but that's been matched by underperforming ones. As of November 2024, its 10-year trailing return was 3.78%, and its year-to-date return was 6.33%.

The fund is rated two stars by Morningstar. It can help boost overall income in your portfolio so long as you can tolerate future drops. The expense ratio is 1.02%.

5. Transamerica Emerging Markets Debt F🐈und (EMTAX)

Putting even a small part of your nest egg in 澳洲幸运5官方开奖结果体彩网:emerging market debt carries risk, but Transamerica's Emerging Market Debt Fund has global scope, so there's limited exposure to any region. The expense ratio is high at 1.25%, and it has three stars from Morningstar.

The Bottom Line

Transamerica funds offer investors options for building a retirement 澳洲幸运5官方开奖结果体彩网:portfolio tailored to different 澳洲幸运5官方开奖结果体彩网:risk tolerances and investment goals. The funds highlighted—Transamerica Intermediate Muni Fund, Sus🧸tainable Equity Income Fund, Large Cap Value Fund, High Yield Bond Fund, and Emerging Markets Debt Fund—provide a blend of stability, growth potential, and income generation. It's crucial to understand each fund's unique attributes in order to see how they might fit into your investment strategy—and whether if any would be a good fit for your portfolio.