While Chase offers a wide variety of terms on its CDs, its rates, which a𒐪re as high as 4% for a two-month CD, are competitive if you are a customer, but otherwise very low.
Here’s an overview of Chase Bank’s CD rates for various terms and balances. The standard rates are for non-Chase customers, while the relationship rates are for customers with a linked Chase personal checking account. Compare these rates with the some of the 澳洲幸运5官方开奖结果体彩网:best high-yield CDs.
Important
Chase's CD rates may vary by location, and the rates listed below may not be available in all zip codes. The APYs listed below use NYC zip code 10001.
Chase Standard CD Overview | ||
---|---|---|
CD Term | APY Across All Balances | Minimum Deposit |
All monthly terms: 1, 2, 3–5, 6–8, 9–11, 12–14, 15–17, 18–20, 21–23, 24–29, 30–35, 36–41, 42–47, 48–120 | 0.01% | $1,000 |
Chase Relationship CD Overview | |||
---|---|---|---|
CD Term | APY ($1,000–$9,999) | APY ($10,000–$99,999) | APY ($100,000+) |
1 month | 0.02% | 0.02% | 0.02% |
2 months | 2.25% | 2.25% | 2.25% |
3 months (Featured Terms) | 1.25% | 1.25% | 1.25% |
4 months (Featured Terms) | 3.50% | 3.50% | 3.50% |
6 months | 1.00% | 1.00% | 1.00% |
9 months | 2.00% | 2.00% | 2.00% |
10 months (Featured Terms) | 3.00% | 3.00% | 3.00% |
12 months | 2.00% | 2.00% | 2.00% |
15 months | 2.00% | 2.00% | 2.00% |
18 months | 2.00% | 2.00% | 2.00% |
21 months | 2.00% | 2.00% | 2.00% |
24 months | 2.00% | 2.00% | 2.00% |
30 months | 2.00% | 2.00% | 2.00% |
36 months | 2.00% | 2.00% | 2.00% |
42 months | 2.00% | 2.00% | 2.00% |
48–120 months | 2.00% | 2.00% | 2.00% |
Compare Chase Bank CD Rates
Chase Bank standard CDs offer rates that are generally lower than some of the best CDs on the market. As with a𓃲ny financial product, compare all the terms and condit🔯ions to determine which one best fits your needs.
Chase Bank CDs: Key Features
Chase Bank CDs Key Features | |
---|---|
APY Range | Standard rate: 0.01%; Relationship rates: 0.02%–4.00% |
Minimum Deposit | $1,000 |
Term Range | 1–120 months |
Early Withdrawal Penalty | 90 days of interest for terms less than 6 months; 180 days interest for terms of 6–24 months; 365 days interest for terms of 24 months or longer |
Important
When your Chase CD matures, or reaches the end of its term, you have 10 days to make changes or withdraw the money. Otherwise, your CD will automatically renew with the same rate and term.
Pros and Cons of Chase Bank CDs
澳洲幸运5官方开奖结果体彩网:Highest rates are competitive
澳洲幸运5官方开奖结果体彩网:Flexible terms
澳洲幸运5官方开奖结果体彩网:Low rates
澳洲幸运5官方开奖结果体彩网:Higher༒ minimum deposit requirements
Pros Explained
- Highest rates are competitive: Chase Bank offers CD rates as high as 4.0% for two-month CDs. For longer-term CDs and CDs for non-customers, rates will be much lower.
- Flexible terms: Chase Bank offers CDs of terms with varying lengths of up to five years.
Cons Explained
- Higher rates elsewhere: Chase CDs highest interest rates are generally competitive, but you can easily find higher rates elsewhere.
- Higher minimum deposit: Chase Bank's minimum deposit requirement of $1,000 is on the high end.
About Chase Bank
With over 4,700 branches across the U.S., Chase Bank is one of the largest full-service banks in 🌳the country.𓆏
The full-service 🅠bank offers a wide variety of financial services, including two s💮avings account options, other types of deposit accounts, rewards credit cards, and numerous other financing options.
Alternatives to Chase Bank CDs
- Other high-interest CDs: Chase Bank's highest CDs rates are competitive with interest rates on other CDs. But shop around to get the best rates. Check the best CD rates currently available before making a deposit.
- High-yield savings account: If you want to protect your funds while also earning interest, you can also consider a 澳洲幸运5官方开奖结果体彩网:high-yield savings account. Some high-yield accounts offer APYs of 4% or more.
- Checking account: A checking account is another option for storing your cash, especially if you don’t want to be subject to withdrawal limits. Some 澳洲幸运5官方开奖结果体彩网:high-interest checking accounts can provide more returns on your cash than traditional checking accounts.
- Money market account: 澳洲幸运5官方开奖结果体彩网:Money market accounts are similar to savings accounts, though they may also come with check-writing abilities and a debit card. You can often earn a good rate on your savings, but you might have to deal with monthly fees or minimum balance requirements.
- I bonds: I bonds from the U.S. government are an investment option for protecting your savings from inflation. I bonds may or may not offer a higher rate than the best CDs. When you invest, you have to commit to leaving your money in the I bond for at least a year.
Frequently Asked Questions (FAQs)
Does Chase Have a Minimum Deposit to Open a CD Account?
The minimum deposit requirement to 澳洲幸运5官方开奖结果体彩网:open a Chase Bank CD account is $1,000.
What Are the APYs of a Chase CD Account?
If you have a linked Chase checking account, you can receive a 澳洲幸运5官方开奖结果体彩网:CD account APY anywhere from 0.02% to 5.00%, depending on your CD term and balance. If you’re not a Chase customer, you’ll receive a much lower standard rate, regardless of your CD term or balance.
What Are the Term Options for a Chase CD Account?
The term options for a Chase CD account range from 1 to 120 months. Different term lengths have different APYs, and early withdrawal penalties will apply. Learn about 澳洲幸运5官方开奖结果体彩网:short-term vs. long-term CDs here.
Do You Need a Chase Checking Account to Open a Chase CD Account?
You don’t need a 澳洲幸运5官方开奖结果体彩网:Chase checking account to open a Chase CD account. However, you need to link a Chase personal🐭 checking account to your CD to qualify for Chase’s relationship rates, which vary based on CD term and balance. If you don’t bank with Chase, you’ll be limited to a low CD rate across all CD terms and✱ balances.
Your Guide to CDs
- 澳洲幸运5官方开奖结果体彩网:What Is a Certificate of Deposi👍t (CD)♚?
- 澳洲幸运5官方开奖结果体彩网:What Is a Brokered CD?
- 澳洲幸运5官方开奖结果体彩网:What Is a CD Ladder?
- 澳洲幸运5官方开奖结果体彩网:Pros and Cons of CDs
- 澳洲幸运5官方开奖结果体彩网:How to Invest With CDs
- 澳洲幸运5官方开奖结果体彩网:How to Open a CD
- 澳洲幸运5官方开奖结果体彩网:How to Close a CD
- 澳洲幸运5官方开奖结果体彩网:CDs vs. Annuities
- 澳洲幸运5官方开奖结果体彩网:CDs vs. Stocks
- 澳洲幸运5官方开奖结果体彩网:CDs vs. Mutual Funds
- 澳洲幸运5官方开奖结果体彩网:CDs vs. ETFs
- 澳洲幸运5官方开奖结果体彩网:CDs vs. Savings Accounts
- 澳洲幸运5官方开奖结果体彩网:Short-Term vs. Long-Term CDs
- 澳洲幸运5官方开奖结果体彩网:CD Rates News
- 澳洲幸运5官方开奖结果体彩网:Best 1-Year CD Rates
- 澳洲幸运5官方开奖结果体彩网:Best 18-Month CDs
- 澳洲幸运5官方开奖结果体彩网:Best Jumbo CD Rates
- Best 6-Month CD Rates
- 澳洲幸运5官方开奖结果体彩网:Best 3-Month CD Rates
- 澳洲幸运5官方开奖结果体彩网:Best Bank CD Rates
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