Members of the United States military are eligible for a variety of government programs to help pay for college. This is true regardless of whether they're currently enrolled in college, active-duty military personnel or reservists, or veterans. However, if you're a member of the U.S. military, then the programs you'll have access to will vary depending on which of those three categories you fall into.

Military Benefits for College Students

Service Academies

Each branch of the U.S. military has its own college-level service academy to train future officers. All of these academies are free to attend in return for a commitment to serve, but they're highly competitive in terms of admission.

The U.S. Air Force Academy is in Colorado, the U.S. Army Military Academy West Point is in New York, the U.S. Navy and the U.S. Marines (a component of the Department of the Navy) share the United States Navy Academy in Maryland, and the U.S. Coast Guard Academy is in Connecticut. The Marine Corps also has an Officer Candidates School (OCS) in Virginia. Application information is availaᩚᩚᩚᩚᩚᩚ⁤⁤⁤⁤ᩚ⁤⁤⁤⁤ᩚ⁤⁤⁤⁤ᩚ𒀱ᩚᩚᩚble on their respective websites.

Reserve Officers' Training Corps (ROTC) Programs

In addition to their service academies, the Air Force, Army, and Navy (including the Marines) sponsor Reserve Officers' Training Corps (ROTC) programs at many colleges and universities. ROTC programs provide college scholarships of up to four years to eligible students who apply in high school. Students who are already in college can apply for three- or two-year scholarships, depending on when they expect to graduate.

The scholarships provide full tuition and fees as well as a monthly stipend to cover other expenses. ROTC scholarships require a commitment to participate in training during the school year and to serve after graduation.

The Coast Guard doesn't have an ROTC program, per se, but it does offer the College Student Pre-Commissioning Initiative, which provides full funding for up to two years of college.

College Benefits for Active-Duty Service Me⛦mbers🌊 and Reservists

Military Tuition Assistance

The U.S. Department of Defense's Military Tuition Assistance program is available to active-duty, National Guard, and Reserve Component service members who want to pursue higher education in their off-duty time.

The Military Tuition Assistance program will pay up to 100% of tuition and course-specific fees, with a limit of $250 per semester credit hour (or $166 per quarter credit hour) up to an annual limit of $4,500 (though sometimes less). The annual limit covers a fiscal year running from Oct. 1 to Sept. 30, and the money is paid directly to the school. This program doesn't cover housing, books, or other expenses.

To qualify for tuition assistance, the college or university must be accredited by an accrediting body recognized by the U.S. Department of Education. Undergraduate and graduate programs are eligible, as are vocational/technical programs, distance learning, and independent studies. The Depa🍌rtment of Education has a searchable on its website.

The guidelines above are the core standards established by the Department of Defense, but each branch of the service has 💦its own requirements and application process. In some cases, there are also different reimbursement limits. Full details can be found on their websites:

In addition to its Tuition Assistance program, the Navy offers the Navy College Program for Afloat College Education (NCPACE), which pays for independent study and distance learning.

Certain full-time civilian employees of the services may also be eligible for special Tuition Assistance programs.

Tuition Assistance Top-Up Program

To help eligible service members whose tuition costs aren't fully covered by the Military Tuition Assistance program, the Department of Veterans Affairs (VA) offers a Tuition Assistance Top-Up program, which will pay the difference.

To qualify for a Top-Up, two requirements must be met: 1) the cost of the course and fees must be more than tuition assistance will cover; 2) service members must qualify for either the Montgomery GI Bill Active Duty (MGIB-AD) or the Post-9/11 GI Bill benefits—and have been on active duty for at least two years (in most cases).

Service members should first apply for tuition assistance, then complete VA Form 22-1990 (under Apply for VA Education Benefits on the ) to apply for Top-Up benefits.

Note that receiving Top-Up benefits will reduce the amount of GI Bill benefits a service member is eligible for later—something worth keeping in mind if you're hoping to pursue further education after you leave the military.

The Montg🍰omery GI Bill Selected Reserve (MGIB-SR)

The VA's Montgomery GI Bill Selected Reserve (MGIB-SR) is one of the 澳洲幸运5官方开奖结果体彩网:education programs for active-duty military (and reservists) in the Air Force, Army, Coast Guard, Marine, or Navy Reserve, in addition to the Army National Guard and Air National Guard.

In limited instances, service members may also be able to receive benefits after leaving the Selected Reserve.

College Benefits for Veterans

The original 澳洲幸运5官方开奖结果体彩网:GI Bill of Rights sent millions of World War II veterans off to college in the 1940s and 1950s. Since then, generations of veterans and their family members have used that program and successor bills to pay for all or some of the costs of college, 澳洲幸运5官方开奖结果体彩网:graduate school, and training. 

Today, thꦡere are multiple v😼ersions of the GI Bill:

• The Montgomery GI Bill Selected Reserve (MGIB-SR), described above
• The Montgomery GI Bill Active Duty (MGIB-AD)
• The Post-9/11 GI Bill

Veterans who were honorably discharged may be eligible for either the Montgomery GI Bill–Active Duty or the Post-9/11 GI Bill. If a veteran with multiple periods of service is eligible for both, they must choose one or the other—and that decision is irrevocable. (The VA website offers a comparison chart to help guide that decision.)

In July of 2021, a court ruling said eligible vets didn't have to choose between the two bills. If that decision held, it would've allowed a qualifying veteran to receive benefits from one GI bill for the maximum of 36 months and then use the other GI bill to receive additional months of benefits. However, an appeal of that ruling by the VA led to the decision being reversed in December 2022, re-establishing limits on veterans' education benefits from multiple programs.

The Montgomery GI Bill Active Duty (MGIB-AD)

To be eligible for college funding through the Montgomery GI Bill Active Duty (MGIB-AD), veterans must meet certain criteria listed on the VA website, including active-duty service for at least two years during specified time periods. In most cases, they must also have paid a total of $1,200 into the education program while they were serving.

If they qualify, veterans can receive up to 36 months of financial assistance toward college. The maximum monthly benefit is $2,438 a month for full-time students, effective through Sept. 30, 2025, (for a total of $87,768 over the three years).

The Post-9/11 GI Bill

The Post-9/11 GI Bill is exclusively for veterans who served on or after Sept. 11, 2001. Depending on how long the veteran served, the bill will pay net tuition and mandatory fees at U.S. public colleges and universities and up to $28,937.09 per academic year at private colleges and foreign institutions for a total of 36 months (effective through July 31, 2025). In addition, students may be eligible for a housing allowance and a stipend for books and supplies.

More So🦩urces of College Aid for Active-Duty Service Members and Veterans

In addition to the special programs described above, both active-duty members of the military and veterans are eligible for the same financial aid that any other student is. Those include 澳洲幸运5官方开奖结果体彩网:Pell Grants, 澳洲幸🐓运5官方开奖结果体彩网:subsidiz𝓀ed and unsubsidized federal student loans, and 澳洲幸运5官方开奖结果体彩网:federal work-study programs.

They're also eligible for numerous state, institutional, and private scholarships, some specifically for current and former members of the military.

To apply for financial aid, prospective students should fill out the 澳洲幸运5官方开ꦕ奖结果体彩网:Free App☂lication for Federal Student Aid (FAFSA). The FAFSA is used by both the federal government and other student aid providers to determine a student's eligibility based on their financial resources. For FAFSA purposes, members of the military are considered "independent students," which means they don’t have to supply information about their parents' finances.

Active-duty military members and veterans are also eligible for special student loan benefits and repayment options that aren't available to other borrowers.

The Bottom Line

Whether you're still in school, active-duty personnel, a reservist, or a veteran, the federal government has options available to help you pay for college. These include free-to-attend service academies, ROTC programs that provide scholarships, as well as programs and bills that offer financial assistance.

Which of these benefits you'll have access to will vary based on which of the aforementioned categories you fall into. All members of the U.S. military are also eligible for federal student aid and additional scholarships, so long as they're either prospective or current students.