JPMorgan Chase (JPM) could take over as the backer of Apple’s (AAPL) credit-card program after the tech giant and Goldman Sachs (GS) moved to part ways last year, according to The Wall Street Journal.

Goldman and Apple have reportedly had discussions with a number of other banks—including Synchrony Financial (SYF), Capital One (COF) and American Express (AXP)—about taking over as the iPhone maker's banking partner.

A deal with 澳洲幸运5官方开奖结果体彩网:J.P. Morgan isn't guaranteed, the Journal repo🔜rted, with details including what JPMorgan would pay still being discussed. J.P. Morgan declined to comment on the report. Apple didn't immediately respond to Investopedia's request for comment.

Apple Appears Open To Making Changes

The bank reportedly wants to pay "less than the full face value" of the estimated $17 billion of balances across Apple's millions of credit cards, and wants to make other changes to the program🍎 that Goldman previously took issue with, like billing dates, which Apple has signaled a willingness to compromise on.

The deal would build on existing partnerships between Apple and JPMorgan Chase, the country's largest bank, including discounts on Apple products for Chase customers and payments to Apple whenever a Chase customer uses one of its cards with 澳洲幸运5官方开奖结果体彩网:Apple Pay, the Journal reported.