Huckleberry stands out for its high 澳洲幸运5官方开奖结果体彩网:general liability coverage limits: $4 million, higher than any other provider Investopedia reviewed. This means your food truck business has more protection if a customer gets sick ওfrom your food, slips near your truck, or if you accidentally damage someone’s property.

Huckle🌄berry also offers a wide range of coverages beyond general liability coverage, including comprehensive auto coverage, food spoilage coverage, and business interruption coverage. Many of these protections can be included in Huckleberry’s business owner’s policy. The company receives fewer customer co🐈mplaints than expected for a company of its size, which suggests smooth service and claims.

Insurance costs can vary depending on your location, the size of your staff, and the coverage limits and deductibles you choose. That said, some Huckleberry customers running food or ice cream trucks have reported paying around $37 per month for workers’ compensation and about $42 per month for a 澳洲幸运5官方开奖结果体彩网:business owner’s policy.

But Huckleberry has some downsides: You can’t file claims online, which may be inconvenient, and⭕ its coverage doesn’t include an option to cover food trailers–only trucks–unlike competitors such as Food Liability Insurance Program and Next Insurance.

Huckleberry is owned by Pa🅰ychex, which was founded in 1971 and is based in Roche💎ster, New York.

If you run a food trailer instead of a truck, FLIP may be worth considering. It offers a specific endorsement for food trailers. The endorsement extends general liabili𒐪ty coverage to a food trailer when its parked and not attached to a vehicle–something not commonly available from other providers, including Huckleberry.

FLIP also handles quotes, applications, and claims online, which can save time. You can add 澳洲幸运5官方开奖结果体彩网:additional insureds, 🀅such as festivals, venues, or commercial kitchen owners, to your policy through your online account at no extra cost. FLIP receives a low number of customer complaints for its size, suggesting few issues with service.

However, it doesn’t include 澳洲幸运5官方开奖结果体彩网:commercial auto coverage, so you’ll need a separate policy to protect your truck or trailer while it’s being driven. It also doesn’t🌼 have protection for spoiled food, so if your ingredients or prepared 𝓡food go bad due to a power outage, equipment failure, or similar issue, you won’t be reimbursed.

FLIP was 🍌founded in 2009 and is based in Pleasant Grove, ෴Utah.

If you’re looking for a𓄧 wide range of coverage options for your food truck business, Geico offers the most in Investopedia’෴s study, including food spoilage coverage, a food trailer endorsement, and business interruption coverage. You can bundle several types of protection all in one place.

It’s also 澳洲幸运5官方开奖结果体彩网:financially strong, so it should be able to cover your claims when needed. It 🔯also allows you to handle🔴 quotes, applications, and claims online.

However, Geico hasꦕ a poor track record for customer complaints for its commercial liability and property insurance, and it doesn’t cl🐻early list its coverage limits online.

Geico has been a subsidiary of 澳洲幸运5官方开奖结果体彩网:Berkshire Hathaway since 1996 and is based in Chevy ꦅChase, Maryl🐲and.

Thimble is one of the few insurance companies꧙ Investopedia reviewed that offers short-term coverage, which can be helpful if you only need insurance for specific events or busy periods. You can buy liability coverage by the job, month, or year.

You can also get quotes, apply, and file claims online, making it a convenient option for business owners. Thimble markets its business owner’s policy to food truck owners. It bundles general liability, commercial property, and business interruption coverage. You can also add 澳洲幸运5官方开奖结果体彩网:equipment breakdown coverage to help pay for repairs if your stove or grill suddenly stops workin🎶g, helping you get back to busines♒s faster.

However, Thimble has a poor complaint record for liability coverage, which may raise concerns about service quality. It also doesn’t include com𓂃mercial auto coverage, so you’ll need a 🎶separate policy to protect your food truck while it’s being driven.

Thimble was founded in 2018. It ☂was acquired by New York-based A🌞rch Insurance in 2023.

Next stands out for its digital features, offering a top-rated mobile app and an entirely online process for quotes, applications, and claims. The mobile app allows you to create and share 澳洲幸运5官方开奖结果体彩网:certificates of insurance, a🧔dd or update thirdꦇ parties, and control who can access your coverage details.

The company also provides🍰 a solid range of coverage types, including compre🉐hensive commercial auto, food spoilage coverage, and coverage for food trailers. 

However, Next has a poor record of customer complaints and doesn’t offer short-term 💧or event-based policies.

Next is based in Palo Alto, California. It was acquired by Munich Re in March 202ജ5.