ID Shield is Investopedia’s top-rated identity theft protection service, with inexpensive plans that provide a lot of coverage in the event of identity theft. You’ll be covered for up to $3 million just by signing up for the most basic plan, at $14.95 per mo♑nth. The next-best basic plan uncovered in our research provides only $2 million, and it costs almost twice as much ($29.16, from IdentityForce).

Many identity theft protection services have several plans with different features, making it difficult to compare. But ID Shield keeps it s⛄imple. Every plan includes the same set of great features, with only two differences you need to think about:

• Credit bureau monitoring: Choose single 澳洲幸运5官方开奖结果体彩网:credit bureau monitoring or three-bureau monitoring
• Family coverage: Choose an individual plan or a plan that includes family coverage

No matter which plan you choose, you’ll get a variety🌼 of identity and financial protection features, identity restoration help if you become a victim of identity theft, and even cybersecurity tools like a VP🤡N and lost device protection.

If you have a large family and/or you want the highest level of identity theft coverage you can get, consider Aura. Its plans are relatively expensive at the premium end, but you get a great selꩵection of protection features no matter which plan you choose.

The least-expensive option includes three-bureau credit monitoring and the ability to 澳洲幸运5官方开奖结果体彩网:lock your Experian credit report, rare finds among base-level identity theft protection plans. You also get other features usua🧜lly reserved for pr😼emium plans, like antivirus software and a VPN.

That basic individual plan includes $1 million in identity theft insurance, which is about on par with most other services we researched. But if you upgrade to the family plan you’ll get $5 million in coverage, which is the highest level we found (only ID Watchdog offers the same amount of coverage). That family plan allows for two adults and unlimited children.

Aura’s family plan is about as comprehensive as it gets. It includes everything mentioned above plus features to help protect your children, like internet parental controls, safe gaming/cyberbullying alerts, and help freezing your child's credit reports. Aura will monitor your credit profiles and online accounts in a variety of ways, looking for account breaches, usage of your Social Security number and personal information, criminal and court record changes, and home and auto title changes. And there’s much more than that.

Aura also offers a cheaper kids-only plan with some basic safety features; the family pla🌊n includes all o🅺f those security features.

If you have a big family but Aura seems too expensive, consider Identity Guard. You can get the same level of family coverage (five adults, unlimited kids), but for a frac🥃tion of the price: Identity Guard’s basic family plan costs only $12.50 per month, while the premium plan costs $33.33 per month (when 𓆏billed annually). 

You’ll get fewer features, of course, and the identity theft insurance is l🧜🅘ower ($1 million with Identity Guard compared to $5 million with Aura’s family plan). But Identity Guard may offer everything you and your family need. Unlike Aura, all three of Identity Guard’s plans are available in individual and family versions.

Identity Guard’s basic plan is a bit simple, with no credit monitoring or credit protection. But an upgrဣade to the mid-tier plan includes three-bureau credit monitoring, along with data breach notifications, dark web monitoring, and bank account monitoring. Spring for the premium plan toཧ get several more monitoring services (social media, investment account, home title, and criminal record monitoring, among others), plus the ability to lock your Experian credit report.

You can pay for all of Identity Guard’s plans on a monthly or annual basis. Identity Guard doesn’t offer a free trial like Auraꦯ does, but you will get a 60-day money-back guarantee if you sign up for an annual plan.

If you’re looking for a decent amount of protection for minimal cost, Norton LifeLock might be the answer. The most basic plan (Identity Advisor), at just $3.33 per month, may not be quite enough for most people. It includes dark web monitoring, data breach notifications, personal identity theft restoration specialists, and 24/7 support. You🌞 can get similar coverage at no cost from Experian.

But if you choose the next plan level, Standarꦉd, you’ll get a more robust offering for only $7.50 per month:

• Up to $1,050,000 in identity theft coverage
• Identity and Social Security number monitoring
• One-bureau credit monitoring
• Stolen wallet protection
• USPS address change and ID verification monitoring
• Utility account creation monitoring

You’ll get over $1 million in ident🐈ity theft coverage with the Standard plan—this is the least expensive way to get identity theft coverage among all the services we researched. 

If you bump up to the next plan level, Ultimate Plus Individual ($19.99 per month), you’ll get $3 million in coverage and a wider selection of monitoring and protection services, including꧅ the ability to ꦓlock your TransUnion credit file.

Some ID theft protection services focus on monitoring your personal and financial information and dealing with the aftermath of any problems, with limited extra features. But ID Watchdog, a service provided by Equifax, offers a suite 🦄of monitoring services along with ample security features to ෴help prevent any issues in the first place.

Those security features include:

• A personal VPN for safe browsing (provided by NordVPN, for up to six devices)
• Virus, malware, and ransomware protection (provided by Bitdefender, for up to 5 or 10 devices)
• A password manager
• Ability to lock your Equifax credit report, and the Equifax reports of your children (child credit locks are rare among ID theft protection services)
• Ability to place fraud alerts on all three credit reports (this is free to do yourself, but ID Watchdog makes it easier)

ID Watchdog offers twꦉo customizable plans: Select and Premium. In each case, you can choose an individual or family version, which covers up to two adults and four children. You can also choose to pay monthly or annually.