U.S. Bank Promotions: June 2025

U.S. Bank c⛄urrently has promotions allowing new customers to earn $500 for a Business Essential checking account and $900 for a Platinum Business checking account. Each requires ཧopening a new account and meeting certain requirements.

If you’re hunting for a good promotion, you can find better offers among 澳洲幸运5官方开奖结果体彩网:the best bank bonuses. Many have high bonus amount🌳s and high retuꦛrns on your deposit, some even as high as 80%.

U.S. Bank Promotions: June 2025

U.S. Bank: 澳洲幸运5官方开奖结果体彩网: Smartly Checking – $450
U.S. Bank: 澳洲幸运5官方开奖☂结果体彩网: Business Essentials Checking – $50𒊎0
U.S. Bank: 澳洲幸运5官方开奖结果体彩网: Platinum Business Checking – $900

Open a New Account

The offers that appear in this table are from partnerships from which we receive compensation. For more details, see our full advertiser disclosure.

Open a New Account

The offers that appear in this table are from partnerships from which Dotdash receives compensation.

U.S. Bank : Smartly Checking – $450

U.S. Bank logo

Bonus Amount: $250–$450
Last Day To Sign Up: June 26, 2025
Qualifications: Direct deposit, mobile/online banking

澳洲幸运5官方开奖结果体彩网:Learn More

How to Get the Bonus

Open a new Smartly Checking account using the link above: Start with the link above, but you can open an account online, in a branch, or by phone.
Enroll in online banking or the U.S. Bank mobile app within 90 days of account opening.
Complete one of the following direct deposit requirements to earn the associated bonus amount. Unlike many other bonus offers, you must receive two separate direct deposits within the given timeframe.
$250 bonus: Receive two direct deposits with a combined total of $2,000 to $4,999.99 within the first 90 days.
$350 bonus: Receive two direct deposits with a combined total of $5,000 to $7,999.99 within the first 90 days.
$450 bonus: Receive two direct deposits with a combined total of $8,000 or more within the first 90 days.
Receive the bonus: U.S. Bank will deposit the bonus for which you qualify into your checking account. Your account must be open with a positive balance to receive the bonus.

Bonus Restrictions

Not eligible if you have an existing U.S. Bank consumer checking account or had one in the last 12 months
Not eligible if you received other U.S. Bank consumer checking bonus offers within the past 12 months

Account Fees/Details

Minimum initial deposit: $25
Monthly fee: $6.95; waived with one of the following: combined monthly direct deposits of $1,000 or more; average account balance of $1,500 or more; presence of an eligible personal U.S. Bank credit card; be a member of the military; be under 24 or over 65
Out-of-network ATM fee: Fees apply

U.S. Bank : Business Essentials Checking – $500

U.S. Bank logo

Bonus Amount: $500
Last Day To Sign Up: June 30, 2025
Qualifications: Deposit, maintain balance, transactions

澳洲幸运5官方开奖结果体彩网:Learn More

How to Get the Bonus

Open a new U.S. Bank Business Essentials checking account: Open an account using the offer page linked above. You must include the given promo code, which will usually be automatically applied to your application.
Deposit at least $5,000 in 30 days: This must be “new money,” which means money that is new to U.S. Bank. If you transfer money from one U.S. Bank account into this account, that won’t count.
Maintain a daily balance of at least $5,000 for 60 days: Once your account reaches $5,000, you must maintain at least that amount until the 60th day after account opening.
Make five qualifying transactions within 60 days: Qualifying transactions include debit card purchases, ACH credits, wire transfer credits and debits, Zelle credits and debits, mobile check deposits, and bill payments. Other P2P payments and transfers between U.S. Bank accounts do not qualify.
Get the $500 bonus: U.S. Bank will deposit the bonus into your account within 30 days of the last calendar day of the month in which you complete the requirements. Your account must remain open and in good standing to receive the bonus.

Bonus Restrictions

Not eligible if you have a U.S. Bank business checking account or had one in the last 12 months
Not eligible if you are a current U.S. Bank employee

Account Details/Fees

Minimum initial deposit: $100
Monthly fee: $0
Transactions: 125 free per statement cycle, then $0.50 each
Out-of-network ATM fee: Fees apply
Business Essential Checking is only available to residents of select states.

Disclosures

Promo code Q2AFL25 MUST be used when opening a U.S. Bank Business Essentials Checking account. Limit of one bonus per business.
Earn your $500 Business Checking bonus by opening a new U.S. Bank Business Essentials Checking account between 4/3/2025 and 6/30/2025. You must make one or more deposits of at least $5,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $5,000 until the 60th day after account opening. You must also complete five qualifying transactions within 60 days of account opening.
Qualifying transactions include debit card purchases, ACH credits, Wire Transfer credits and debits, Zelle credits and debits, U.S. Bank Mobile Check Deposits, or Bill Pay. Other transactions such as (but not limited to) other Person-to-Person payments, transfers to credit cards, or transfers between U.S. Bank accounts are not eligible.
New money is considered money that is new to U.S. Bank. Funds must come from outside U.S. Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate. For accounts opened on non-business days, weekends, or federal holidays, the open date is considered the next business day.
Account fees (e.g., monthly maintenance, paper statement fee, etc.) could reduce the qualifying daily balance, therefore you must make deposits to cover the fees to maintain the daily balance during the qualifying period to be awarded the bonus. Refer to the Business Pricing Information for a list of fees.
Bonus will be deposited into your new eligible U.S. Bank Business Checking account within 30 days following the last calendar day of the month you complete all of the offer requirements, as long as the account is open and has a positive available balance.
Offer may not be combined with any other business checking account bonus offers. Existing customers (businesses) with a business checking account or customers (businesses) who had an account in the last 12 months, do not qualify.
All regular account-opening procedures apply. For a comprehensive list of checking account pricing, terms, and policies, reference your Business Pricing Information and YDAA disclosure. These documents can be obtained by contacting a U.S. Bank branch or calling 800.872.2657.
Bonus will be reported as interest earned on IRS Form 1099-INT and the recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice.
Member FDIC.

U.S. Bank : Platinum Business Checking – $900

U.S. Bank logo

Bonus Amount: $900
Last Day To Sign Up: June 30, 2025
Qualifications: Deposit, maintain balance, transactions

澳洲幸运5官方开奖结果体彩网:Learn More

How to Get the Bonus

Open a new U.S. Bank Platinum Business checking account: Use the offer page linked above to open an account. You’ll need to use the given promo code, which should be automatically applied to your application.
Deposit at least $25,000 in the first 30 days: This must be “new money,” which means money that is new to U.S. Bank.
Maintain a daily balance of at least $25,000 until 60 days after account opening: Once your account reaches $25,000, you must maintain at least that amount until the 60th day after account opening.
Make five qualifying transactions within 60 days of account opening: Qualifying transactions include debit card purchases, ACH credits, wire transfer credits and debits, Zelle credits and debits, mobile check deposits, and bill payments. Other P2P payments and transfers between U.S. Bank accounts do not qualify.
Get the $900 bonus: U.S. Bank will deposit the bonus into your account within 30 days of the last calendar day of the month in which you complete the requirements. Your account must remain open and in good standing to receive the bonus.

Bonus Restrictions

Not eligible if you have a U.S. Bank business checking account or had one in the last 12 months
Not eligible if you are a current U.S. Bank employee

Account Fees/Details

Minimum initial deposit: $100
Monthly fee: $30; waived with one of the following: U.S. Bank Payment Solutions Merchant Banking account; $25,000 average collected balance; $75,000 combined average collected business deposits and outstanding business credit balances
Transactions: 550 free per statement cycle, then $0.40 each
Out-of-network ATM fee: Fees apply
Silver Business Checking is only available to residents of select states

Disclosures

Promo code Q2AFL25 MUST be used when opening a U.S. Bank Platinum Business Checking account. Limit of one bonus per business. A $100 minimum deposit is required.
Earn your $900 Business Checking bonus by opening a new U.S. Bank Platinum Business Checking account between 4/3/2025 and 6/30/2025. You must make deposits of at least $25,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $25,000 until the 60th day after account opening. You must also complete five qualifying transactions within 60 days of account opening.
Qualifying transactions include debit card purchases, ACH credits, Wire Transfer credits and debits, Zelle credits and debits, U.S. Bank Mobile Check Deposits, or Bill Pay. Other transactions such as (but not limited to) other Person-to-Person payments, transfers to credit cards, or transfers between U.S. Bank accounts are not eligible.
New money is considered money that is new to U.S. Bank. Funds must come from outside U.S. Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate. For accounts opened on non-business days, weekends, or federal holidays, the open date is considered the next business day.
Account fees (e.g., monthly maintenance, paper statement fee, etc.) could reduce the qualifying daily balance, therefore you must make deposits to cover the fees to maintain the daily balance during the qualifying period to be awarded the bonus. Refer to the Business Pricing Information for a list of fees.
Bonus will be deposited into your new eligible U.S. Bank Business Checking account within 30 days following the last calendar day of the month you complete all of the offer requirements, as long as the account is open and has a positive available balance.
Offer may not be combined with any other business checking account bonus offers. Existing customers (businesses) with a business checking account or customers (businesses) who had an account in the last 12 months, do not qualify.
All regular account-opening procedures apply. For a comprehensive list of checking account pricing, terms, and policies, reference your Business Pricing Information and YDAA disclosure. These documents can be obtained by contacting a U.S. Bank branch or calling 800.872.2657.
Bonus will be reported as interest earned on IRS Form 1099-INT and the recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice.
Member FDIC.

In the News

In the News: The Fed held rates steady for a third consecutive time at its ꦬMay 7 meeting. Three rate cuts from September through December last year lowered the 澳洲幸运5官方开奖结果体彩网:federal funds rate by a full percentage point to a range of 4.25%–4.50%, its lowest range since February 2023. High-yield checking accounts closely follow the fed funds rate, which means interest rates are expected to come down if the Fed lowers rates.

Interest rate hikes can directly impact the rate you receive on your interest checking and savings accounts. It's wise to see if your bank offers a 澳洲幸运5官方开奖结果体彩网:high-yield savings account. You could also see if it offers one of the 澳洲幸运5官方开奖结果体彩网:best CD rates right now. Combined, these accounts could help you earn the maximum amount of mone🔯y on the cash you keep at your financial institution.

Compare U.S. Bank Promotions

Bonus Amount	Promotion Expiry	Qualifications
$250–$450	June 26, 2025	Direct deposit, mobile/online banking
$500	June 30, 2025	Deposit, maintain balance, transactions
$900	June 30, 2025	Deposit, maintain balance, transactions

According to customer support, U.S. Bank accounts are only available to residents in states that are home to U.S. Bank branches: Arizona, Arkansas, California, Colorado, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Minnesota, Missouri, Montana, Nebraska, Nevada, New Mexico, North Carolina, North Dakota, Ohio, Oregon, South Dakota, Tennessee, Utah, Washington, Wisconsin, Wyoming.

How We Track Bank Account Bonuses

Every business day, Investopedia tracks 24 banks and credit unions and the current, new, extended, and expired account bonuses they offer customers. Banks are chosen based on consumer interest, and we add banks to our list as needed to ensure we report on the best bank bonuses. We update our picks for the 澳洲幸运5官方开奖结果体彩网:best bank account bonuses, the 澳洲幸运5官方开奖结果体彩网:best checking account bonuses, and the 澳洲幸运5官方开奖结果体彩网:best savings account bonuses as needed, chosen based on bonus amounts, bonus requirements, and account features. Investopedia aims to provide news about checking and savings account bonus offers so you can take advantage of them as soon as possible.