Credit & Debt Definitions N - Z
Investopedia's term guide to credit and debt will help you understand the vocabulary around how to manage your finances.
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Fair Debt Collection Practices Act (FDCPA):🦹 Definition and Rules
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Default Riskꦡ: Definition, Types, and Ways to Measure
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What Is a Transferable L🌜etter of Credit? Definition🌄 & Advantages
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What Is Revolving Cr💖ed♓it? What It Is, How It Works, and Examples
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Open-End Credit: Definition, How It Works, vs. Cloܫsed-End Credit
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What Is a Debit Balance in a Margin Account?
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Obligor:⭕ Definition, Responsibilities, Scenarios, and Typ🅰es
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Over-Collateralization (OC): Definition, Benefits, and ☂Examples
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Fair Credit Billing Act (FCBA): How It📖 Protects Consumers
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Margin Debt: Definition, How It Works❀, and the Pros and Cons of Using It
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P🦩er-Transaction Fees: Definition, Componen🥀ts, Typical Cost
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Default Probability: Definition for Individuals &✃ Companies
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Fully Indexed Interest Rate: What it Means,🌄 How it Works, FAQs
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Revolving Accꦚount: What They Are, How They Work, Types
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Moody's Corporation: What It Does and How Its Credit Ratings Work
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What Is the Equal Credit Opportunity Act (ECOA)?
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Primary Account Holder:﷽ Definition, Examples, vs. Secondary
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What Is a Triggering Term﷽ in Advertising? Definition and Examples
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What Notchiꦬng Debt Means to Credit Rating Agencies
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Credit Utilization Ratio: Definition, Calcuꦉlation, and How To Improve
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Rotating Savings an🅰d Credit Association (ROSCA): Definition
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Standby Line of ♌Credit: Meaning, Purposes, Examples
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Uniform Consum🎉erꦑ Credit Code (UCCC): Meaning and History
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National Foundation for Credit Counseling (NFCC)
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Cutღ-O🅰ff Score: What It Is, How It Works, Significance
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VantageScore: Meaning, Model, Components
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Utilization Fee: Def🐻initio✨n, Example, vs. Commitment Fee
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👍Hard ﷺInquiry: Definition, How It Works, Impact on Credit Score
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Maximum Loan-to-Va⛄lue Ratio: Definition, Formula, Examples
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Deficꦆit Net Wo🌼rth: What it Means, How it Works, Example