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Dial 211 for Help With Your Finances

The🐻 free ser𒉰vice can connect you to a variety of options for help

Part of the Series
Ultimate Guide to Financial Education

When financial difficulties arise, help is just a phone call away. Dialing 211 will access financial services and resources in your community. This free service is available to the U.S. population covering all 50 states, the District of Columbia, and Puerto Rico.

Key Takeaways

  • 211 is a federally designated number to locate social service referrals and other forms of assistance.
  • The 211 program covers all 50 states, the District of Columbia, and Puerto Rico.
  • The 211 services help families with children, people with disabilities, older Americans, youth, and anyone needing financial assistance.

What Is 211?

The 211 network comprises various agencies working together to help residents find resources and assistance. Callers who dial 211 can be connected with local agencies that can help. The service is designed to assist those who are elderly, disabled, or experiencing a personal crisis and accommodates individuals who are not fluent in English, are new to their community, or have limited reading skills.

Services are located for veterans, individuals struggling with mental illnesses or special needs, people experiencing domestic violence, individuals who have encountered a natural disaster, and ex-offenders who need help after incarceration. Nonprofit organizations like Goodwill and United Way support the service which responded to 15.3 million requests and made 19 million referrals in 2023.

Important

Individuals do not need to qualify to use 211, and resources are available for al😼l.

History

A coalition of United Way organizations and community-based groups recognized the need for a national helpline to connect individuals with community resources and services. In 1997, the Federal Communications Commission (FCC) designated "211" as the national abbreviated dialing code, launched in Atlanta, Georgia.

In 2006, Congress passed the "Calling for 2-1-1 Act," which authorized federal funding for 211 services. By calling this number, individuals are connected ♉with options for help, including 🦹federal, state, and local programs that offer financial assistance.

Financial Assistance

The 211 network operates by referral for financial assistance that includes:

Programs and Resources

Callers with financial needs may 🦩be referred to pro♏grams such as:

Other Help Offered by 211

The 211 network encompasses a broad range of organizations with access to:

  • Mental health resources
  • Drug and alcohol abuse rehabilitation programs
  • Elderly care support
  • Child, youth, or family support
  • Suicide prevention services
  • Work assistance services

How 211 Works

Callers begin by dialing 211. The call is routed to a local or regional calling center. A 211 center referral specialist will ask what hꦕelp is required and then connect the caller with an appropriate agency or organization. Callers may need to complete an application with the local social services department or referral agency.

Getting a referral from 211 doesn’t automatically mean tཧhat each qualifies for benef🧔its. Social services programs usually base qualifications on income, household size, or financial assets.

Tip

You can also look for help onlin🦩e. Just on the 211 website to see which resources may be available near you.

What Are Some Limitations to Using 211?

Though 211 is available in almost all areas of the United States, coverage varies within each state. Due to limited resources and staff, 211 centers may have limited capacity to assist all callers. During high call volume or emergencies, wait times may be longer. There may also be some limitations based on local availability, elig✤ibility criteria, and other factors that change the types of program✃s offered in different areas.

What Kind of Financial Assistance Does 211 Provide?

While 211 does not offer financial☂ assistance directly, the service can connect you with organizations or agencies that do. Some situations for which 211 may be able to offer referrals include rent and mortgage assistance, utility assistance, food assistance, transportation assistance, and homelessness prevention.

Is My Personal Information Safe When Using 211?

211 is a confidential service. You don’t have to disclose information about yourself or your family. The 211 call center specialists can still provide referrals even if you make calls anonymously.

The Bottom Line

211 connects callers, at no cost, to critical financial and social services in their community. Where 911 is used for more urgent emergenc♐ies, 211 is a resource individuals can use for services, including financial assistance. This resource can guide individuals to programs to help prevent homelessness, aid job training, make mortgage payments, or obtain healthcare coverage.

Article Sources
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  1. 211.org. “.”

  2. Federal Communications Commission. “.”

  3. 211.org. "."

  4. Federal Communications Commission. "."

  5. United Way of Greater Atlanta. "."

  6. Telecommunications and Information Policy Institute, University of Texas at Austin. "."

  7. U.S. Congress. "."

  8. United Way 211. “.”

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Part of the Series
Ultimate Guide to Financial Education

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